Financing your machine or work tool purchase should not be a difficult process. Due to our strong relationships with various major financial institutions throughout the United States, including Caterpillar\u00ae Financial Services Corporation Carolina Cat\u2019s finance team simplifies the process and gets you working faster. Check out finance options below:<\/p>\n
<\/p>\n
Installment Loans<\/strong><\/b>
\nAllows you to make a down payment or trade-in, and then structure payments over a period of time.<\/p>\n
Finance Lease<\/strong><\/b>
\nCapital lease that allows the customer to make lease payments over a period of time and purchase the machine for a \u201cbargain purchase option\u201d at the end of the lease term. Options can be set as low as $1 (\u201cDollar Option Lease\u201d). Taxes are financed upfront on a dollar option lease instead of billed monthly.<\/p>\n
Long-Term Lease-Purchase (CVO)<\/strong><\/b>
\nProvides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an \u201coff-balance sheet\u201d solution.<\/p>\n
Fair Market Value Lease (FMV with LTR)<\/strong><\/b>
\nProvides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an \u201coff-balance sheet\u201d solution.<\/p>\n
Governmental Lease \u2013 Purchase<\/strong><\/b>
\nAllows governmental entities to finance equipment at a special low interest rate.<\/p>\n
Governmental Tax Lease<\/strong><\/b>
\nProvides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).<\/p>\n
Caterpillar Financial Services Corporation Line of Credit<\/strong><\/b>
\nAutomatic credit approval for future equipment needs with first class financing options and no set-up fee.<\/p>\n
Applying for financing?<\/strong><\/b>
\nPlease return the appropriate completed forms to our Finance Department for processing:<\/p>\n
Carolina Cat
\nFinance Department
\n9000 Statesville Road
\nCharlotte, NC 28269-7642
\nFax: (704) 599-4511
\nEmail:\u00a0credit@carolinacat.webpagefxstage.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"